The National Endowment for Financial Education® (NEFE®) offers the award-winning High School Financial Planning Program® (HSFPP), a free and flexible curriculum that has been proven to change students’ knowledge, actions and self-confidence about managing their money.
Money & Me is a hands-on experience that teaches teenagers the basics of money and how to make it work for them. The program covers budgeting, credit advantages and pitfalls, savings and checking accounts, how to save for a big purchase and investing for the future.
The brass|Student Program provides high schools with access to brass|Magazine, a personal finance publication written by young adults that delivers relevant content for classroom discussions and activities. The program also includes online resource centers for teachers and students, and the Credit Unions for College scholarship database.

LifeSmarts…the Ultimate Consumer Challenge is a game show style competition for teenagers designed to better prepare them as responsible consumers in today’s dynamic marketplace. Questions cover personal finance, consumer rights and responsibilities, health and safety, technology and the environment.

Biz Kid$ is a fun, 30-minute PBS television series for kids about making and managing money. It highlights young entrepreneurs who have turned hobbies into successful businesses, raised funds for good causes and much more.

The Kid’s Cash Kit & Caboodle includes practical, hands-on tools to teach children and their families the basics of money management using the concepts of saving, spending and sharing.

Financial Literacy Statistics

Financial Education

brass|STUDENT PROGRAM


brass| for educators

The Need is Now!

brassAccording to an August, 2007 brass|MAGAZINE article…“In 2005, low-to-middle-income 18-34 year olds reported an average credit card debt of $8,182. Add another $20,000 in average student loan debt and much of our generation is seriously in the hole” (destination debt free, Katrina Myers). Also, as reported in the same issue of brass|MAGAZINE…”Nearly 50% of twentysomethings have stopped paying a debt, sought bankruptcy protection, had cars repossessed, or had their debt sold to a credit collecting agency, according to a recent study by Experian” (source: USA Today.com).

Jon Greenwalt, Supervisor of Business & Marketing Education for the New York State Education Department has said, ”We can’t spend enough time, resources, and attention on helping students become more knowledgeable about their finances. With the prevalence of identity theft, the maelstrom of credit card offers, the rising cost of college tuition and the increasing need to save for one’s own retirement, financial literacy is a skill today’s teens must learn, or else suffer the consequences. The time is right for a real push for financial literacy among teens.”

Clearly, as educators you have a tremendous opportunity and obligation to help New York State’s young people become financially literate. The brass|STUDENT PROGRAM can assist you with teaching your students important financial education concepts related to earning, spending, saving, and investing money.

What Educators Have Said about the brass|STUDENT PROGRAM

In a 2007 survey that brass|MEDIA Inc. conducted among the 1069 New York State high schools that receive Brass|MAGAZINE, some of the great things teachers said about the student magazine include:

  • “Articles are easy to read and relevant to students.”
  • “The kids really relate to the topics being covered…it presents the material in a manner that seems less threatening than a traditional textbook.”

Click here (link to: teacher_survey_results_2007.pdf) to view the complete results of the 2008 brass|STUDENT PROGRAM Educator Survey.

 

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