The National Endowment for Financial Education® (NEFE®) offers the award-winning High School Financial Planning Program® (HSFPP), a free and flexible curriculum that has been proven to change students’ knowledge, actions and self-confidence about managing their money.
Money & Me is a hands-on experience that teaches teenagers the basics of money and how to make it work for them. The program covers budgeting, credit advantages and pitfalls, savings and checking accounts, how to save for a big purchase and investing for the future.
The brass|Student Program provides high schools with access to brass|Magazine, a personal finance publication written by young adults that delivers relevant content for classroom discussions and activities. The program also includes online resource centers for teachers and students, and the Credit Unions for College scholarship database.

LifeSmarts…the Ultimate Consumer Challenge is a game show style competition for teenagers designed to better prepare them as responsible consumers in today’s dynamic marketplace. Questions cover personal finance, consumer rights and responsibilities, health and safety, technology and the environment.

Biz Kid$ is a fun, 30-minute PBS television series for kids about making and managing money. It highlights young entrepreneurs who have turned hobbies into successful businesses, raised funds for good causes and much more.

The Kid’s Cash Kit & Caboodle includes practical, hands-on tools to teach children and their families the basics of money management using the concepts of saving, spending and sharing.

Financial Literacy Statistics

Financial Education

brass|STUDENT PROGRAM


brass | for parents

Decisions, Decisions, Decisions

brassIn your child’s lifetime he/she will have to make many important financial decisions such as opening a savings and checking account, obtaining a debit and credit card, borrowing money to buy a first car, deciding how to pay for trade school or college, renting a first apartment, buying a first home, purchasing insurance to protect him/herself and future family (e.g., auto insurance, renters/ homeowners insurance, life insurance), as well as deciding how much money to save and invest on a regular basis. Your child may already have started making some of these decisions.

There are many financial resources and tools, such as a financial plan and budget, which can guide your child as he/she faces the many financial choices he/she will have to make over a lifetime. Your child may not be aware of many of these resources and tools, or he/she may not know as much about them as he/she should. Your child is not alone—the majority of teens are not as knowledgeable about financial concepts as they should be. In fact, the August 2007 issue of brass|MAGAZNE featured an article about learning to become debt free, says that in 2005, low-to middle-income 18- to 34-year olds reported an average credit card debt of $8,182. Add another $20,000 in average student loan debt and much of their generation is seriously in the hole (destination debt free, Katrina Myers).

A Program to Help Your Child

Fortunately, the brass|STUDENT PROGRAM has been developed to help your child obtain important financial knowledge and skills related to earning, spending, saving, and investing money. The program is a partnership involving the New York Credit Union Foundation, the Credit Union Association of New York, supporting New York State credit unions, brass|MEDIA Inc., the New York State Education Department, and the Business Teachers’ Association of New York State.

There are three components to the brass|STUDENT PROGRAM:

  • brass|MAGAZINE Student Edition—featuring great articles for young adults about life and money. Your public high school receives the magazine. Do your child’s teachers use it?
  • brass|TEACHER RESOURCE CENTER—online instructional resources for your child’s teachers. Be sure to tell your child’s teachers about this!
  • brass|STUDENT RESOURCE CENTER—great financial resources for your child and a searchable scholarship database to learn about scholarships available from your local credit union(s). This resource center is for your child to use.

Visit http://www.brassmedia.com/sections/what_is/ to learn more about brass and read an important message from Bryan Sims, the 25 year-old who founder and CEO of brass|MEDIA Inc.

 

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