The National Endowment for Financial Education® (NEFE®) offers the award-winning High School Financial Planning Program® (HSFPP), a free and flexible curriculum that has been proven to change students’ knowledge, actions and self-confidence about managing their money.
Money & Me is a hands-on experience that teaches teenagers the basics of money and how to make it work for them. The program covers budgeting, credit advantages and pitfalls, savings and checking accounts, how to save for a big purchase and investing for the future.
The brass|Student Program provides high schools with access to brass|Magazine, a personal finance publication written by young adults that delivers relevant content for classroom discussions and activities. The program also includes online resource centers for teachers and students, and the Credit Unions for College scholarship database.

LifeSmarts…the Ultimate Consumer Challenge is a game show style competition for teenagers designed to better prepare them as responsible consumers in today’s dynamic marketplace. Questions cover personal finance, consumer rights and responsibilities, health and safety, technology and the environment.

Biz Kid$ is a fun, 30-minute PBS television series for kids about making and managing money. It highlights young entrepreneurs who have turned hobbies into successful businesses, raised funds for good causes and much more.

The Kid’s Cash Kit & Caboodle includes practical, hands-on tools to teach children and their families the basics of money management using the concepts of saving, spending and sharing.

Who Are You? Identity Thieves Really Want to Know! is an educational program that utilizes marketing materials, train-the-trainer workshops and instructive sessions to help credit unions and community organizations inform their members about the dangers of identity theft.

Financial Literacy Statistics

Financial Education

Kid's Cash Kit and Caboodle


Program Overview

kids cash kitThe Kid’s Cash Kit and Caboodle is a children’s education project of the New York Credit Union Foundation (NYCUF) that addresses the urgent need for youth financial education. The project provides relevant and practical personal financial information for children ages 5-12 and their families.

Children participating in the program are provided with hands-on tools that teach them to be responsible consumers by managing their money through the concepts of saving, spending and sharing. The aims of the project are threefold:

  1. Help children learn to use money in purposeful ways
  2. Help children gain a greater understanding of, and control over, their
    finances
  3. Help children gain the self-confidence and independence to make
    financial decisions

By focusing efforts on teaching young children the basics and helping them talk about money matters at an early age, they will be much more receptive to and better prepared to learn more complicated financial issues as they get older.

This program, designed to be introduced in the classroom, enables young children to put their financial knowledge into practice at home. This is a grassroots effort to get children thinking about basic money skills at an early age. The Kid’s Cash Kit program will provide children in many households with their first exposure to financial education. Additionally, it helps increase family awareness of the important role that credit unions play in the financial world. The New York Credit Union Foundation (NYCUF) has developed materials to help credit unions implement the program in their respective geographic areas.

Additional Resources

In addition to the Kid’s Cash Kit and Caboodle materials, other resources for teachers include the Jump$tart Coalition Web site, the Junior Achievement (JA) Worldwide Web site, and the U.S. Financial Literacy and Education Commission My Money for Kids Web site. 

The New York Credit Union Foundation (NYCUF) has also assembled a listing of various financial literacy Internet resources.