>Activities
The Kid’s Cash Kit and Caboodle student activities will consist of age appropriate presentations that may include a variety of formats. Below are suggested activities, as well as questions to lead discussions about saving, spending and sharing. Please feel free to modify and enhance these suggested activities. Also, credit unions have the flexibility to create their own presentations.
If you need recommendations for appropriate books or CDs, please contact us.
Suggested Activities
Read a story that highlights the save, spend and share theme. Then explain the purpose of the moneyboxes and the poster. Assemble one moneybox and use ten dimes to demonstrate the concept of spliting that dollar among the three boxes.
Explain the value of money (coins versus bills) including hands-on activities with real or play money. Then explain the purpose of the moneyboxes and the poster. Assemble one moneybox and use ten dimes to demonstrate the concept of spliting that dollar among the three boxes.
Conduct a group activity that includes preparing a budget and making decisions about saving spending and sharing based on different scenarios. For example, one student earns an allowance of $15 a week doing chores around the house. He is planning to save for a laptop and for college expenses like books and pizza money, his parents also ask him to pay for his portion of the cell phone bill ($20/month), and once a year he makes a donation to the local animal shelter. How much does he make a month; how much should he save for the laptop and how much for college, how much should he donate to the animal shelter?
Discussion Questions
Saving
- What is saving?
- Why is saving important?
- Why do people save?
- What can happen when people don’t save?
- What are the benefits of saving?
- How do people save?
- What is spending?
- Where does our spending money come from?
- Why do we need to spend?
- What are good spending habits?
- What is sharing?
- Why is sharing important?
- How do we share with others?
- Who benefits when we share?
- What causes or charities would you support and why?














