The National Endowment for Financial Education® (NEFE®) offers the award-winning High School Financial Planning Program® (HSFPP), a free and flexible curriculum that has been proven to change students’ knowledge, actions and self-confidence about managing their money.
Money & Me is a hands-on experience that teaches teenagers the basics of money and how to make it work for them. The program covers budgeting, credit advantages and pitfalls, savings and checking accounts, how to save for a big purchase and investing for the future.
The brass|Student Program provides high schools with access to brass|Magazine, a personal finance publication written by young adults that delivers relevant content for classroom discussions and activities. The program also includes online resource centers for teachers and students, and the Credit Unions for College scholarship database.

LifeSmarts…the Ultimate Consumer Challenge is a game show style competition for teenagers designed to better prepare them as responsible consumers in today’s dynamic marketplace. Questions cover personal finance, consumer rights and responsibilities, health and safety, technology and the environment.

Biz Kid$ is a fun, 30-minute PBS television series for kids about making and managing money. It highlights young entrepreneurs who have turned hobbies into successful businesses, raised funds for good causes and much more.

The Kid’s Cash Kit & Caboodle includes practical, hands-on tools to teach children and their families the basics of money management using the concepts of saving, spending and sharing.

Financial Literacy Statistics

Financial Education

LifeSmarts


If you’re in grades 6-8, LifeSmarts Junior Varsity (JV) is designed for you. It’s totally free: No registration fees are required for schools and organizations to participate.

How does it work?
LifeSmarts JV is completely online, so you can register, train and compete with nothing but a computer and Internet connection! Here’s what you need to do to get started:

1. Between now and February 12, 2012, find some friends (4 -5 players required) and an adult coach and form a team.

1. Register (your coach will need to register your team, too) and take a short LifeSmarts pre-test. To do this, visit the official LifeSmarts JV page (http://middle.lifesmarts.org), pick Register Here and follow the directions. After you register, choose the Pre-Test Quiz option.

2. You can complete practice quizzes as often as you want by visiting the LifeSmarts JV site (http://middle.lifesmarts.org) and entering your username and password. After logging in, just choose Take a Practice Quiz. There is also a Daily Five Question Quiz that will test your knowledge on rotating topics every day.

3. When you feel ready, or on the dates chosen by your team, you can take the Round 1, 2 and 3 quizzes by visiting the LifeSmarts JV site (http://middle.lifesmarts.org), logging in and choosing Join the Competition. Each quiz has 20 multiple-choice questions. The National Consumers League will tally your individual scores and average the top four scores on your team to determine your state ranking.

More information
Looking for more information about LifeSmarts JV? Visit the LifeSmarts JV site and choose Looking for Instructions (under the Register/Login box). You’ll find information about practice quizzes, competing in LifeSmarts JV, registering a team, checking your individual and team scores, retrieving your user name and password and checking out game statistics. Or, you can always contact us with any questions.

LifeSmarts JV Student Testimonials
“It’s awesome! Obviously, being a part of LifeSmarts history is something really exciting for all our team members.”
—Middle school student from Missouri after winning the first ever Junior Varsity competition in that state
“The LifeSmarts questions and competition are fun and prepare you for what you should know in the future.”
—Middle school student from Ohio
“It was a wonderful experience, and I believe that the students experienced a growth in their self-confidence.”