The National Endowment for Financial Education® (NEFE®) offers the award-winning High School Financial Planning Program® (HSFPP), a free and flexible curriculum that has been proven to change students’ knowledge, actions and self-confidence about managing their money.
Money & Me is a hands-on experience that teaches teenagers the basics of money and how to make it work for them. The program covers budgeting, credit advantages and pitfalls, savings and checking accounts, how to save for a big purchase and investing for the future.
The brass|Student Program provides high schools with access to brass|Magazine, a personal finance publication written by young adults that delivers relevant content for classroom discussions and activities. The program also includes online resource centers for teachers and students, and the Credit Unions for College scholarship database.

LifeSmarts…the Ultimate Consumer Challenge is a game show style competition for teenagers designed to better prepare them as responsible consumers in today’s dynamic marketplace. Questions cover personal finance, consumer rights and responsibilities, health and safety, technology and the environment.

Biz Kid$ is a fun, 30-minute PBS television series for kids about making and managing money. It highlights young entrepreneurs who have turned hobbies into successful businesses, raised funds for good causes and much more.

The Kid’s Cash Kit & Caboodle includes practical, hands-on tools to teach children and their families the basics of money management using the concepts of saving, spending and sharing.

Who Are You? Identity Thieves Really Want to Know! is an educational program that utilizes marketing materials, train-the-trainer workshops and instructive sessions to help credit unions and community organizations inform their members about the dangers of identity theft.

Financial Literacy Statistics

Financial Education

LifeSmarts


A Sampling of Student’s Comments

Eric Cotton, Pembroke HS:

“I would like to express our appreciation for the hard work and dedication that went into the competition [2007]. It has provided each of us with invaluable information that we will continue to use for many years to come. Thank you for making this a truly gratifying adventure.”

Anna Iuppa, Pittsford-Sutherland HS:

LifeSmarts“I’ve learned so much about the financial issues that teens need to deal with, and half of the financial information I now know, I learned from LifeSmarts. I’ve enjoyed this experience so much, and I would definitely recommend LifeSmarts to anybody.”
“Yes, I would recommend LifeSmarts to other students. It is a great experience and I really enjoyed it. It gives you a chance to learn outside of the classroom, allowing for a more adventurous way of learning.”

Jackie Blum, Team Captain, Pittsford-Sutherland HS:

“I can only speak highly of my involvement in LifeSmarts. Most importantly the information we are being quizzed on is pertinent to our lives and therefore proves to be even more valuable and worthwhile. LifeSmarts has not only reinforced my consumer knowledge, it has exposed me to many wonderful people and places that I would not have necessarily experienced if I weren’t in LifeSmarts.”

Curran Niederbuhl, SaranacLake HS:

“This was definitely a fun experience, and it’s great to be going to Philadelphia [for the 2006 national championship].”

A Sampling of Coaches’ Comments

Eric Jordan, Pittsford-Sutherland HS:

“I thought that LifeSmarts was a great experience from start to finish. All of the individuals that run LifeSmarts on the state and national level provided thorough and timely information throughout the competitions. The students and I had wonderful experiences and magnificent memories that we will never forget.”
“I love LifeSmarts, because the kids have fun while they learn. It was wonderful to go to San Francisco and compete [for the 2005 national championship]. It was an experience of a lifetime for all of them.”

Tricia Preston, Coach, SaranacLake HS:

“This was wonderful because our school has been coming to LifeSmarts for the past five years. I’m so happy for them [her students winning the 2006 state competition and advancing to nationals in Philadelphia]! Often, kids don’t have a clue what it’s like in the real world, and LifeSmarts teaches them what they need to know.”