The National Endowment for Financial Education® (NEFE®) offers the award-winning High School Financial Planning Program® (HSFPP), a free and flexible curriculum that has been proven to change students’ knowledge, actions and self-confidence about managing their money.
Money & Me is a hands-on experience that teaches teenagers the basics of money and how to make it work for them. The program covers budgeting, credit advantages and pitfalls, savings and checking accounts, how to save for a big purchase and investing for the future.
The brass|Student Program provides high schools with access to brass|Magazine, a personal finance publication written by young adults that delivers relevant content for classroom discussions and activities. The program also includes online resource centers for teachers and students, and the Credit Unions for College scholarship database.

LifeSmarts…the Ultimate Consumer Challenge is a game show style competition for teenagers designed to better prepare them as responsible consumers in today’s dynamic marketplace. Questions cover personal finance, consumer rights and responsibilities, health and safety, technology and the environment.

Biz Kid$ is a fun, 30-minute PBS television series for kids about making and managing money. It highlights young entrepreneurs who have turned hobbies into successful businesses, raised funds for good causes and much more.

The Kid’s Cash Kit & Caboodle includes practical, hands-on tools to teach children and their families the basics of money management using the concepts of saving, spending and sharing.

Financial Literacy Statistics


Financial Education

Money & Me

 

Reach local teens with Money & Me

Money & Me is a youth financial education program developed by the New York Credit Union Foundation (NYCUF) for credit unions like yours. With award-winning curriculum, turnkey materials and support from NYCUF, Money & Me enables you to reach local teens with a program that’s convenient, effective and fun.

About the program

Money & Me’s core curriculum is the award-winning National Endowment for Financial Education® (NEFE®) High School Financial Planning Program® (HSFPP), with supplemental components from Junior Achievement (JA), television series Biz Kid$, the brass|STUDENT PROGRAM and FoolProof. You’ll get everything you need to teach teens about:


• budgeting;
• saving;
• maintaining a checking account;
• managing credit;
• planning for the future, and more!

Money & Me was originally designed as a five-day workshop, but your credit union can adapt it to fit your schedule and goals. A comprehensive Educator’s Lesson Guide and supplemental materials are all provided, so you can customize as much or as little as you’d like. There’s also a Money & Me website designed just for teens to help you promote the program.

Offering Money & Me at your credit union

With a little planning and preparation, you can bring this great opportunity to your local teens. As a participating credit union, your responsibilities would include:


• coordinating logistics—possibly in partnership with a community organization, library or school;
• arranging the course location, dates and times;
• marketing the program to teens and/or their parents;
• providing staffing to teach the program or at least to assist a NYCUF-hired business teacher with some of the group activities;
• handling registration;
• arranging for breakfast and refreshments; and
• conducting a “graduation” ceremony.


You can also download the Educator's Lesson Guide, Part I and Part II, or download the supporting marketing materials by clicking here. To learn more about offering Money & Me, contact us.
This program has been sponsored, in part, by the National Credit Union Foundation.

       

For additional details, please see the Memorandum of Understanding and planning timeline. You can also download the Educator's Lesson Guide:

Introduction

Day 1

Day 2

Day 3

Day 4

Day 5

Student Handouts

To learn more about Money & Me, contact us.

This program has been sponsored , in part, by the National Credit Union Foundation.

Credit union testimonials

In 2010, 15 credit unions across the state offered Money & Me. Here’s what some of them had to say:

“We had great feedback from the community regarding what a wonderful opportunity the program was for local youth. It’s a fantastic program, and I would recommend it unconditionally.” - Pamela Nolan, Ticonderoga FCU

“When parents called to sign up their children, they would say, ‘I am so excited you are offering this program—my son/daughter really needs to learn money management!’” – David Roy, Buffalo Metropolitan FCU

“The most rewarding part of the program was seeing our students develop skills throughout the week. They came in with little financial knowledge and left with a good handle on all the topics.” – Carrie Flasphaler, ServU FCU

“Money & Me is easy to implement because you can teach a lesson, show a video and play a game in a short period of time—and all the participants benefit because there is something for everyone.” – Jody Carpenter, UFirst FCU