The National Endowment for Financial Education® (NEFE®) offers the award-winning High School Financial Planning Program® (HSFPP), a free and flexible curriculum that has been proven to change students’ knowledge, actions and self-confidence about managing their money.
Money & Me is a hands-on experience that teaches teenagers the basics of money and how to make it work for them. The program covers budgeting, credit advantages and pitfalls, savings and checking accounts, how to save for a big purchase and investing for the future.
The brass|Student Program provides high schools with access to brass|Magazine, a personal finance publication written by young adults that delivers relevant content for classroom discussions and activities. The program also includes online resource centers for teachers and students, and the Credit Unions for College scholarship database.

LifeSmarts…the Ultimate Consumer Challenge is a game show style competition for teenagers designed to better prepare them as responsible consumers in today’s dynamic marketplace. Questions cover personal finance, consumer rights and responsibilities, health and safety, technology and the environment.

Biz Kid$ is a fun, 30-minute PBS television series for kids about making and managing money. It highlights young entrepreneurs who have turned hobbies into successful businesses, raised funds for good causes and much more.

The Kid’s Cash Kit & Caboodle includes practical, hands-on tools to teach children and their families the basics of money management using the concepts of saving, spending and sharing.

Who Are You? Identity Thieves Really Want to Know! is an educational program that utilizes marketing materials, train-the-trainer workshops and instructive sessions to help credit unions and community organizations inform their members about the dangers of identity theft.

Financial Literacy Statistics

Financial Education

NEFE HSFPP



Financial Education for a New Generation

NEFEWith an increase in personal bankruptcies and credit card debt and a decrease in savings, the need to teach personal finance to our youth is critical. The High School Financial Planning Program® (HSFPP) is a cost-free public service provided by the National Endowment for Financial Education® NEFE® and the New York Credit Union Foundation. The HSFPP is a non-commercial and flexible curriculum that has been proven in independent studies to change students’ knowledge, actions and self-confidence about managing their money. It can be implemented in a wide variety of settings from the traditional classroom to community youth programs.

Financial Maturity
When sound money habits are taught and learned early and reinforced often, over periods of time they become automatic and instinctive. In addition, these habits can return some pretty handsome dividends in the form of financially mature teens who are much more likely to develop into financially mature adults.

HSFPP Really Works
Started in 1984, the program has provided solid financial education to millions of students in tens of thousands of classrooms across the country. It was independently evaluated twice and shown to cause students to make positive changes in their financial behavior. In other words, it works.