The National Endowment for Financial Education® (NEFE®) offers the award-winning High School Financial Planning Program® (HSFPP), a free and flexible curriculum that has been proven to change students’ knowledge, actions and self-confidence about managing their money.
Money & Me is a hands-on experience that teaches teenagers the basics of money and how to make it work for them. The program covers budgeting, credit advantages and pitfalls, savings and checking accounts, how to save for a big purchase and investing for the future.
The brass|Student Program provides high schools with access to brass|Magazine, a personal finance publication written by young adults that delivers relevant content for classroom discussions and activities. The program also includes online resource centers for teachers and students, and the Credit Unions for College scholarship database.

LifeSmarts…the Ultimate Consumer Challenge is a game show style competition for teenagers designed to better prepare them as responsible consumers in today’s dynamic marketplace. Questions cover personal finance, consumer rights and responsibilities, health and safety, technology and the environment.

Biz Kid$ is a fun, 30-minute PBS television series for kids about making and managing money. It highlights young entrepreneurs who have turned hobbies into successful businesses, raised funds for good causes and much more.

The Kid’s Cash Kit & Caboodle includes practical, hands-on tools to teach children and their families the basics of money management using the concepts of saving, spending and sharing.

Who Are You? Identity Thieves Really Want to Know! is an educational program that utilizes marketing materials, train-the-trainer workshops and instructive sessions to help credit unions and community organizations inform their members about the dangers of identity theft.

Financial Literacy Statistics

Financial Education

NEFE HSFPP



A Program About Managing Money That Turns Learning into Action!

NEFEThe National Endowment for Financial Education® (NEFE®) High School Financial Planning Program® (HSFPP) turns what students learn into real actions that result in positive habits. In this program provided cost-free to schools, the focus is on the students, so the curriculum is about creating budgets, financial plans, saving plans and investment plans. The NEFE® HSFPP personalizes the learning experience so that students can immediately begin to apply financial skills in their own life. Carefully designed exercises and activities move the student step-by-step toward each of the program’s seven core competencies:

  • Creating their own financial plan
  • Creating their own budget
  • Proposing a personal saving and investing plan
  • Selecting strategies to use in handling credit and managing their debt
  • Demonstrating how to use various financial services
  • Creating a personal insurance plan
  • Examining how their choice of career and lifestyle will affect their financial plan

Features and Benefits of the NEFE® HSFPP

  • Proven to work. This program is built around a methodology and philosophy that have been proven in independent studies to change students’ knowledge, actions, and self-confidence related to money.
  • Free. All of the HSFPP materials including the Student Guide are available without charge or shipping costs to high schools and other organizations throughout the United States.
  • Turnkey. The program is designed for easy implementation.
  • Flexible. It is designed to be completed in as few as 16 classroom hours or over longer or shorter periods of time if desired.
  • Noncommercial. The HSFPP is strictly educational in nature with no product recommendations and nothing to sell.
  • Technology Links. This program is current with today’s technology. While the print curriculum stands on its own, it is complemented and integrated with a suite of websites that will provide an ever-growing body of learning opportunities for students, teachers, and parents.
  • Spanish Language Version. The Student Guide is also available in Spanish.

Getting a Program Started
Not every school or civic organization knows about the HSFPP. You can help spread the word by telling your local school or community group about the program and its advantages. To assist you in doing this, NEFE® can send you information kits about the program so that you can share the material with local school administrators, teachers, or curriculum coordinators. Each kit includes a full Student Guide, sample pages of the Instructor's Manual, brochure, bookmark, and other information. To view or order a kit, click here.

Home | Contact Us | Site Map

Some files provided on this web site are in Portable Document Format (PDF) which can be viewed with
Adobe Acrobat Reader. If you do not have Acrobat Reader, you can download a free copy.

New York Credit Union Foundation
©2009 Credit Union Association of New York