The National Endowment for Financial Education® (NEFE®) offers the award-winning High School Financial Planning Program® (HSFPP), a free and flexible curriculum that has been proven to change students’ knowledge, actions and self-confidence about managing their money.
Money & Me is a hands-on experience that teaches teenagers the basics of money and how to make it work for them. The program covers budgeting, credit advantages and pitfalls, savings and checking accounts, how to save for a big purchase and investing for the future.
The brass|Student Program provides high schools with access to brass|Magazine, a personal finance publication written by young adults that delivers relevant content for classroom discussions and activities. The program also includes online resource centers for teachers and students, and the Credit Unions for College scholarship database.

LifeSmarts…the Ultimate Consumer Challenge is a game show style competition for teenagers designed to better prepare them as responsible consumers in today’s dynamic marketplace. Questions cover personal finance, consumer rights and responsibilities, health and safety, technology and the environment.

Biz Kid$ is a fun, 30-minute PBS television series for kids about making and managing money. It highlights young entrepreneurs who have turned hobbies into successful businesses, raised funds for good causes and much more.

The Kid’s Cash Kit & Caboodle includes practical, hands-on tools to teach children and their families the basics of money management using the concepts of saving, spending and sharing.

Financial Literacy Statistics

Financial Education

NEFE HSFPP



National Youth Involvement Board (NYIB)

NEFEDue to the rising average age of credit union members, credit union leaders began to recognize as early as the 1960s the need to reach out to young people. The NYIB, a nation-wide network of volunteers from the credit union movement, was founded in 1972 as a means for credit union and league workers to obtain and share information and resources to help stimulate youth participation in the credit union movement.  

Today, the NYIB contributes to the future of credit unions by

  • Serving as a resource for youth marketing materials and ideas for the credit union movement
  • Encouraging excitement and commitment to youth financial literacy
  • Creating leadership opportunities for the credit union movement
  • Developing strategic alliances that benefit the credit union movement in keeping with the NYIB mission
  • Providing an educational conference that is in keeping with the NYIB mission

The NYIB website, provides some great information and resources for credit union and league staff and volunteers working with youth. Becoming a registered user* allows you to submit news stories about youth financial literacy activities your credit union sponsors and to access some of the more prominent resources on the website, including

  • A sample letter that you can download, edit, and mail out to help get the National Endowment for Financial Education® (NEFE®) High School Financial Planning Program® (HSFPP) into a school near you
  • A manual that contains icebreakers and helpful tips for conducting financial literacy presentations
  • A section where you can search and download presentations, forms, etc., that other individuals have already developed and used  (e.g., Power Point presentation about buying and leasing automobiles, an Excel “Creating A Budget” spreadsheet)
  • Internet links to other organizations that promote credit unions and financial literacy to youth
  • An area to report financial literacy presentations you have provided to youth in your community (national and state legislators who lobby for financial education programs in schools, etc., frequently use this type of information)
  • Information about the NYIB annual conference

*On the NYIB Web site you will find a menu option for registering as a “new” user. The directions are simple and easy to follow. 

How-To Report an Education Session You Taught

  1. Log on to the NYIB Web site.
  2. Register as a “new user” if you have not already done so; click on the “New User” menu box, and follow the directions provided.
  3. In the navigation pane, click on “Add a Presentation.”
  4. You will be directed to the ”New Presentation” page.  By clicking on “Presentation Guidelines, “ you will be redirected to the “Classroom Presentations Guidelines” page, which will provide you with the general criteria about what qualifies as a presentation. You can also download a detailed one-page brochure—Presentation Brochure—that contains additional general information about reporting presentations.
  5. Navigate back to the ”New Presentation” page.
  6. Using the menu boxes provided, enter the date of your presentation, number of youth attending, age range, type of presentation, and location.
  7. Click “Save.”

You can then add the actual documents you used for your presentation (e.g., PowerPoint, spreadsheet), by clicking on the “My Documents” option on the Navigation Pane, and following the directions provided.