The National Endowment for Financial Education® (NEFE®) offers the award-winning High School Financial Planning Program® (HSFPP), a free and flexible curriculum that has been proven to change students’ knowledge, actions and self-confidence about managing their money.
Money & Me is a hands-on experience that teaches teenagers the basics of money and how to make it work for them. The program covers budgeting, credit advantages and pitfalls, savings and checking accounts, how to save for a big purchase and investing for the future.
The brass|Student Program provides high schools with access to brass|Magazine, a personal finance publication written by young adults that delivers relevant content for classroom discussions and activities. The program also includes online resource centers for teachers and students, and the Credit Unions for College scholarship database.

LifeSmarts…the Ultimate Consumer Challenge is a game show style competition for teenagers designed to better prepare them as responsible consumers in today’s dynamic marketplace. Questions cover personal finance, consumer rights and responsibilities, health and safety, technology and the environment.

Biz Kid$ is a fun, 30-minute PBS television series for kids about making and managing money. It highlights young entrepreneurs who have turned hobbies into successful businesses, raised funds for good causes and much more.

The Kid’s Cash Kit & Caboodle includes practical, hands-on tools to teach children and their families the basics of money management using the concepts of saving, spending and sharing.

Who Are You? Identity Thieves Really Want to Know! is an educational program that utilizes marketing materials, train-the-trainer workshops and instructive sessions to help credit unions and community organizations inform their members about the dangers of identity theft.

Financial Literacy Statistics

Financial Education

NEFE HSFPP



View and Order NEFE® HSFPP Materials

NEFE HSFPP materials include:

  • A 128-page Student Guide
  • A comprehensive instructor’s manual, with a step-by-step teaching plan, detailed materials list and corresponding assessment activities
  • A CD containing supplemental materials
  • HSFPP student certificates
  • HSFPP brochure
  • HSFPP information kit

INSTRUCTIONS FOR CREDIT UNIONS ORDERING HSFPP MATERIALS

Credit unions can order NEFE® HSFPP materials for their community schools/organizations by following the instructions below:

  • Go to the new HSFPP Web portal
  • To view the materials, click on “Sample Our Materials” on the left menu bar
  • Click on Instructors Log-in (on the top menu bar)
  • If this is your first time ordering materials, you will need to register as a “New User;” if you have ordered materials before, log-in by entering your Username and Password
  • Select Order Materials (on left menu bar)
  • Enter quantities for the materials you wish to order, then click NEXT
  • Click on the small calendar logo and enter the course date, then click NEXT
  • Choose the state, city and school/organization that will be using the materials, then click NEXT
  • Enter the first and last name of the individual who will be receiving the materials at the school/organization (if you wish to have the materials shipped directly to your credit union, edit the shipping information by entering your address)

Click NEXT, to complete the brief survey information and process your order.

Click here to order an Information Kit.

Notes for credit union representatives working to establish the NEFE® HSFPP in their community:

  • The instructor’s guide is available only in English.
  • The Spanish language Student Guide is available in PDF format so the files may be downloaded and duplicated in whatever quantities needed by the classroom instructor.
  • There is a sample letter on the National Youth Involvement Board (NYIB) Web site that can be downloaded, edited, and mailed out to help you get the HSFPP into a school near you.
  • Financial Maturity Talking Points
    • People who are financially mature are creditworthy. They are savers. They pay their bills and know how to live on less than they earn. When they have to borrow, they use debt to enhance their creditworthiness and minimize the cost of a loan in the process by shopping for low interest rates and having a plan to pay off the loan.
    • Financially smart people know how to protect what they have and have chosen a fulfilling career that supports their lifestyle. They know how to get what they want without impeding their ability to achieve short- and long-term goals such as buying a home, educating their children and paying for their retirement years.
    • These are skills that anyone can learn regardless of age. But teens have an advantage - they have time on their side. Teens who start to save early can accumulate startling amounts of money, putting them in a much better position to get what they want from life.