A Program About Managing Money That Turns Learning into Action!
The NEFE® HSFPP turns what students learn into real actions that result in positive habits. In this cost-free program, the focus is on the students. The curriculum is not about creating a budget, but creating THEIR budget, THEIR financial plan, THEIR savings plan, and THEIR investing plan. The NEFE® HSFPP personalizes learning so that students can immediately begin to apply these skills in their own life.
The NEFE® HSFPP was designed and developed around a special type of education called performance-based learning. That means students take what they learn and apply it directly in the course of each unit. Carefully designed exercises and activities move the student step-by-step toward each of the program’s seven core competencies:
- Creating their own financial plan
- Creating their own budget
- Proposing a personal saving and investing plan
- Selecting strategies to use in handling credit and managing their debt
- Demonstrating how to use various financial services
- Creating a personal insurance plan
- Examining how their choice of career and lifestyle will affect their financial plan
The HSFPP can be integrated effectively into a variety of classes such as economics, mathematics, business education, social studies, family and consumer sciences, agribusiness, personal finance, and other career and technical education courses.
Features and Benefits of the NEFE® HSFPP
- Proven to work. This program is built around a methodology and philosophy that have been proven in independent studies to change students’ knowledge, actions, and self-confidence related to money.
- Free. All of the HSFPP materials including the Student Guide are available without charge or shipping costs to high schools and other organizations throughout the United States.
- Turnkey. The program is designed for easy implementation.
- Flexible. It is designed to be completed in as few as 16 classroom hours or over longer or shorter periods of time if desired.
- Noncommercial. The HSFPP is strictly educational in nature with no product recommendations and nothing to sell.
- Technology Links. This program is current with today’s technology. While the print curriculum stands on its own, it is complemented and integrated with a suite of websites that will provide an ever-growing body of learning opportunities for students, teachers, and parents.
- Spanish Language Version. The Student Guide is also available in Spanish. (The instructor’s guide is available only in English.) The Spanish language student guide is available in PDF format so the files may be downloaded and duplicated in whatever quantities needed by the classroom instructor.
Financial Maturity
People who are financially mature are creditworthy. They are savers. They pay their bills and know how to live on less than they earn. When they have to borrow, they use debt to enhance their creditworthiness and minimize the cost of a loan in the process by shopping for low interest rates and having a plan to pay off the loan.
Financially smart people know how to protect what they have and have chosen a fulfilling career that supports their lifestyle. They know how to get what they want without impeding their ability to achieve short- and long-term goals, such as buying a home, educating their children, and paying for their retirement years.
These are skills that anyone can learn regardless of age. But teens have an advantage - they have time on their side. Teens who start to save early can accumulate startling amounts of money, putting them in a much better position to get what they want from life.
