The National Endowment for Financial Education® (NEFE®) offers the award-winning High School Financial Planning Program® (HSFPP), a free and flexible curriculum that has been proven to change students’ knowledge, actions and self-confidence about managing their money.
Money & Me is a hands-on experience that teaches teenagers the basics of money and how to make it work for them. The program covers budgeting, credit advantages and pitfalls, savings and checking accounts, how to save for a big purchase and investing for the future.
The brass|Student Program provides high schools with access to brass|Magazine, a personal finance publication written by young adults that delivers relevant content for classroom discussions and activities. The program also includes online resource centers for teachers and students, and the Credit Unions for College scholarship database.

LifeSmarts…the Ultimate Consumer Challenge is a game show style competition for teenagers designed to better prepare them as responsible consumers in today’s dynamic marketplace. Questions cover personal finance, consumer rights and responsibilities, health and safety, technology and the environment.

Biz Kid$ is a fun, 30-minute PBS television series for kids about making and managing money. It highlights young entrepreneurs who have turned hobbies into successful businesses, raised funds for good causes and much more.

The Kid’s Cash Kit & Caboodle includes practical, hands-on tools to teach children and their families the basics of money management using the concepts of saving, spending and sharing.

Who Are You? Identity Thieves Really Want to Know! is an educational program that utilizes marketing materials, train-the-trainer workshops and instructive sessions to help credit unions and community organizations inform their members about the dangers of identity theft.

Financial Literacy Statistics

Financial Education

Internet Resources



Resources You Can Count On

The links provided in this section have been designated by NYCUF as containing relevant or helpful information. NYCUF has no affiliation with these linked websites, and therefore is not responsible for the content or privacy practices they utilize.

Financial Literacy Organizations

College Invest
Institute of Consumer Financial Education
Jobs for the Future
JumpStart Coalition
Junior Achievement
Massachusetts Career Information System
Massachusetts Council on Economic Education
National Council on Economic Education
National Endowment for Financial Education
National K-12 Standards for Personal Finance Education (Jumpstart Coalition)
New York Credit Union Foundation (NYCUF)
New York State Council on Economic Education
New York State Department of Labor Career Zone
New York State Workforce Investment Board
Smart About Money
U.S. Department of Treasury
U.S. Financial Literacy and Education Commission
University of Rhode Island Center for Personal Financial Education
W!SE – Working In Support of Education

General Resources About Money

creditunionsROCK.com

From America’s Credit Unions—provides entertaining information and resources to help youth work wisely with their money, from getting their first job to starting a family.

Consumer Financial Information

General consumer news and financial information from the Credit Union National Association (CUNA)

Money Instructor.com

A Web site that provides a multitude of resources about teaching and learning money skills, personal finance, money management, business, careers, real life skills, and more. Designed for educators, parents, individuals, and institutions. The site contains money lessons, lesson plans, worksheets, interactive lessons, and informational articles.

Smart About Money

A collection of FREE materials contributed by many organizations and reviewed by the National Endowment for Financial Education (NEFE). Provides credible and unbiased information. The Resource Center offers money-management materials in one convenient location.

Sound Money

An adult resource that provides the latest financial buzz in easy-to-understand terminology. All articles provide additional resources. A good research tool for older high school students.

The Motley Fool

Irrevent and down to earth information about saving and investing. Check out the article on the Home Page, “The Terrible Teens” and Personal Finance calculators.

Classroom Resources

Adding It Up

Lots of ideas, tips, and interactive pages to help middle school and high school students increase their money knowledge and skills. Developed by Cornell University.

CNN Money 101

A step by step guide to gaining control of your financial life.

40 Money Management Tips Every College Freshman Should Know

Practical money tips for students entering college, from the National Endowment for Financial Education (NEFE)

It All Adds Up

An interactive program designed to help high school teachers and students understand responsible personal finance management skills and the proper care and use of credit.

New York Financial Literacy Coalition

Works with financial services firms, non-profit organizations, teachers, school administrators, and parents to promote financial literacy among young adults. Promotes the W!SE standardized Financial Literacy Certification Test which can be used to measure students’ knowledge of financial literacy.

Planet Orange

An interactive Web site designed for direct student interface. More appropriate for 6th-8th grades, the bright graphics and easy to understand language would be appropriate for students with limited language proficiency.

The Mint: It Makes Sense

Bright, friendly Web site centered on financial education includes sections for younger kids, teachers, and parents.

Tips for Life

VERY hip Web site designed for student consumption. An online comprehensive education program that places students in real-life situations. Perfect complement to classroom instruction.

United States Mint H.I.P. Pocket Change

Web site all about coins to help youngsters befin to grow into ficcally responsible adults. Contains fun activities, games, unit plans and lesson plans that promote basic economic and financial understanding.

Financial Aid Resources

Adventures in Education

Contains useful information about college planning and financial aid, and current news articles, a chance to “ask the experts” and an option to view the site in Spanish.

EdFund: Students First

Financial aid and college planning tools for students and families.

Fast Web

Provides scholarship and general financial aid information. Provides a “scholarship search” area. Also, go to “Educators” tab at the bottom and find a section geared towards high school educators. Membership is free.

Federal Student Aid Information Center

Free information, guidance, and tools for federal aid for education beyond high school from the U.S. Department of Education’s office of Federal Student Assistance.

Mapping Your Future

A great site with financial information and planning relevant from middle school through  graduate school. Also a site available in Spanish.

The Princeton Review

Comprehensive site for higher learning. Check out the section entitled “Scholarships and Aid.”

The Smart Student Guide to Financial Aid

Everything you ever wanted to know about Financial Aid, includes easy-to-follow definitions and guidelines. Site contains sections for parents, students, and educators. Also contains a “scholarship search” area.

xap

Comprehensive mentor education and career Web site that efficiently guide students through the college and career preparation process. But more than just offering student-friendly college search tools and easy online applications, xap delivers useful professional tools for high school counselors, post-secondary admissions officers, and partners to effectively level the playing field for prospective students and their families.

Free Financial Education Teaching Resources

Videos:

Multi-media
VPWorldwide
DVD and Video Lending Library of the Federal Reserve of St.Louis
Federal Reserve Education
Federal Reserve of Dallas Videos and Publications About Various Financial Topics
Federal Reserve of NY for Elem/Middle/HS: It’s All About Your Money
Federal Reserve Flash Media: Life of a Check
Federal Reserve Flash Media: Life of a Dollar Bill

Curricula and Literature:

Video/CD/Print: Practical Money Skills for Life from VISA
On-line: Financial Education Program from Citigroup
CD: Money Smarts-Numerous Financial Resources from FDIC
CD: Banking on Our Future
Financial Literacy for Grades 4-12
High School Financial Planning Program-Complete Curriculum and Supporting Materials
National Endowment for Financial Education
Print: My Money (for Elementary School)from Fed Reserve of Richmond
Video/Kit: Common Cents from State Farm
Video: Choice-Chance-Control from Insurance Education Foundation
On-line: Personal Finance in Economics Class from Securities Administration
On-line: Money Matters for Students from MBNA

Lesson Plans:

K-12: History in your Pocket from US Mint
9-12: Our Money Curriculum Unit from Federal Reserve of Minneapolis
6-12: Youth Ed Materials from Department of Treasury BEP
K-12: Virtual Economics Companion Lessons from Center for Economic Education
K-12: Economics America from National Council on Economic Education

Educational Books:

Multi-discipline: Print and Online Curriculum Materials on Economics & Financial Literacy
Federal Reserve Bank of San Francisco
Elementary: Money Lessons & Materials from Money Management International
Comics from Federal Reserve Bank of NY

Newsletter:

Print: Consumer News from FDIC
On-line and Print: Money Matters-Variety of Financial Literacy Resources
URI Center for Personal Finance Education
On-line: Classroom Edition Wall Street Journal

Games:

On-line: Mad Money from Jump$tart Coalition
On-line: Big Money Adventure from AGEdwards
On-line: The Stock Market Game from Center for Economic Education
On-line: FMOC Simulation from New York Federal Reserve of San Francisco

Other Miscellaneous Financial Literacy Resources

Publications: Clearinghouse for Financial Literacy Lessons, Publications, Brochures
Jump$tart
Financial Ed Organizations: Links for Various Financial Literacy Web sites
Jump$tart
Clearinghouse: Financial Ed Clearinghouse for Classroom and Self-Help Materials
National Endowment for Financial Education
Simulation: Online Activity for Teach Financial Skills Related to Running a Business
Kauffman Center and Disney
Ed Resources: Economic and Financial Literacy Resources from National Council on Economics Education

Resources for Families

National Foundation for Credit Counseling – can sometimes help individuals negotiate lower charges from lenders.
U.S. government’s main Web site for information about identity theft.
www.fraud.org - National Consumers League (NCL) fraud center with invaluable information to help individuals from becoming victims of telemarketing and Internet fraud, and other consumer scams.
www.americasaves.org - America Saves is a national campaign involving more than 1,000 non-profits, government, and corporate groups, that encourages individuals and families to build personal wealth.
www.choosetosave.org/calculators Created by the Employee Benefit Research Institute (EBRI) and its American Savings Education Council (ASEC) program, Choose to Save has developed user-friendly, multimedia materials to help individuals plan and save for their financial future.
www.creditunion.coop/index.html Credit Union National Association (CUNA) offers articles and information on savings, consumer news, personal finance tips, and basic investing.
www.pueblo.gsa.gov Consumer oriented government publications from the Consumer Information Catalog.
www.federalreserveeducation.org/PFED Personal finance tips from the Federal Reserve System.
www.investoreducation.org A multitude of financial information, resources, and classroom materials for all ages—students, parents, and teachers. Click on kid’s savings games or kid’s saving calculator for activities. The site is sponsered by the Alliance for Investor Education.
www.consumerreports.org/cro/money/index.htm Created by Consumer Reports Magazine, the Web site provides many articles about money and financial issues.
www.handsonbanking.org Suggested for grades 4 through adult, this Web site is available in both English and Spanish, and is well designed with animation and sound. Contains financial education information for individuals and resources for teachers.
www.kidsbank.com/parents/index.asp Designed by Sovereign Bank, KidsBank offers a story for kids to explore, including chapters on Money, Savings, Interest, Checking, and Electronic Banking.

ID Theft Web Sites

U.S. Federal Trade Commission:  www.ftc.gov/idtheftwww.ftc.gov/credit; www.ftc.gov/complaint
New York State Consumer Protection Board:  www.consumer.state.ny.us
New York State Office of the Attorney General:  www.oag.state.ny.us
OnGuard Online:  www.OnGuardOnline.gov
Credit Reporting Agencies:  www.equifax.comwww.experian.comwww.transunion.com
Do Not Call Registry:  www.DoNotCall.com
OptOutPrescreen.com:  www.optoutprescreen.com
Request Your Free Report:  www.annualcreditreport.com

Other Valuable Web Sites

Family Economic Resource Management Education (FERM) www.cce.cornell.edu then select Financial Management. FERM is a statewide effort by Cornell Cooperative Extension (CCE) to help individuals and families develop financial management behaviors which lead to more secure financial situations through education and practice.

Money Matters to Studentswww.smartcredittips.com
A guide for young people to help them establish a healthy credit rating.

Financial Security—www.csrees.usda.gov/nea/economics/fsll/fsll.html
In 2002 the National Extension System introduced a new five year initiative to help Americans of all ages improve their financial security. The Web site provides links to valuable programs and resources to help improve consumers knowledge of financial issues.

eXtension Financial Security for All—www.extension.org/personal+finance
eXtension is an interactive learning environment delivering researched knowledge from the smartest land-grant university minds across America. eXtension provides quality information regarding current financial issues.

Bankrate.com—www.bankrate.com
This Web site has information regarding interest rates across the country and current trends in the marketplace along with several financial calculators, including one that shows the true cost of paying only the minimum balance on a credit card.

MyMoney.gov—www.mymoney.gov
MyMoney.gov is the U.S. government's Web site dedicated to teaching all Americans the basics about financial education. Whether you are planning to buy a home, balancing your checkbook, or investing in your 401k, the resources on MyMoney.gov can help you do it better. Throughout the site, you will find important information from 20 federal agencies government wide.

Investing for Your Future—www.investing.rutgers.edu
A home study course developed by Rutgers Cooperative Extension, in cooperation with the Cooperative State Research, Education, and Extension Service of the U.S. Department of Agriculture, and the U.S. Securities and Exchange Commission.